Investments

Let's Maximise Your KiwiSaver

Already in a KiwiSaver scheme or thinking of joining? Friendly Finance offers a completely free KiwiSaver review.

Already in KiwiSaver? Questions to ask yourself

  • What type of fund is your money invested in?
  • How did you choose your current KiwiSaver provider?
  • Do you know the difference between a growth fund and a default fund?
  • Do you know how the Member Tax Credits work?
  • What is your Prescribed Investor Rate?

If you do not know the answers to any or all of these questions — and most KiwiSavers do not — Friendly Finance is here to help and clear up the confusion.

Thinking of starting KiwiSaver?

Before you get pulled into a default fund, talk to Nigel. Understanding your risk profile and fund options now can make a significant difference to your retirement savings.

Book a Free KiwiSaver Review

Frequently Asked Questions

What type of fund is my money invested in?

1 in 4 Kiwis do not know which KiwiSaver fund they are in. Nigel can review your current fund and explain whether it is right for your goals and risk profile.

What is the difference between a growth fund and a default fund?

Default funds are typically conservative, while growth funds aim for higher long-term returns with more short-term volatility. The right choice depends on your age, goals, and when you plan to access the money.

Can I change my KiwiSaver contribution rate?

Yes. You can choose how much you contribute each month. Nigel can look at your financial situation and advise on the right contribution level for you.

Does a KiwiSaver review cost anything?

No. Friendly Finance offers a completely free KiwiSaver review with no obligation.