Lending

First Time Buyers

Taking your first steps onto the property ladder? Friendly Finance is here to guide you through every stage.

What do first home buyers need to know?

If you are a first-time buyer, you have likely spent years saving for a deposit. You may have also started a KiwiSaver. The next step is to find out how much you can borrow so you will have a better idea of the type of property you can afford.

Friendly Finance is here every step of the way to help you through the maze of your first home loan.

Book a Free Consultation

Frequently Asked Questions

Do I need a 20% deposit to buy my first home?

Not necessarily. While 20% is the standard, there are options for first-time buyers with smaller deposits. Nigel can help you explore your options.

Can I use my KiwiSaver for a house deposit?

Yes, in most cases you can withdraw your KiwiSaver contributions (minus $1,000) to put towards your first home. Nigel can walk you through the process.

Is there a free guide available?

Yes. Friendly Finance offers a free First Time Buyers Guide that walks you through everything you need to know.